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Albán-Molina FE, Salguero-Salguero MM, Aimacaña-Chancusig EF. Modelo de finanzas personales para el manejo adecuado de ahorros de emprendimientos del GADP de Cotopaxi. JESSR [Internet]. 2024 Jan. 31 [cited 2026 May 15];4(1):19-32. Available from: https://economicsocialresearch.com/index.php/home/article/view/83